Well … here we are fresh off of RRSP season, and though I’ve been a bit busy with the Mission’s Samaritan Project, see www.samaritanproject.ca for details, as promised in my previous blog, I think this is the perfect time to talk about the 3rd and final part of my blog series titled “God-nomics”. So, thanks for taking the time to hear what I have to say about God-nomics 301 today, with respect to these three topics: 1) Giving verses Receiving, 2) RRSP’s and your retirement plan, and lastly, 3) the Return on your Investment, or your real ROI.

Giving Verses Receiving:

Let me start by just saying that I’m a guy who likes getting gifts, but I’ve also learnt that I get a really good feeling when I do something good for someone, or when I know that I’m making a difference when I give something to someone else! Whether it’s a gift, money, my time and prayer, a kind word, a smile, it doesn’t seem to matter, because as it turns out in the end I always seem to get something back in return anyway. In Acts chapter 20 verse 35, Paul quotes Jesus as saying that it’s “more blessed to give than to receive.” I like this concept, and personally, I think there’s truth in it. I mean, after all if we all gave something away, wouldn’t we all be receiving too? And, though the scriptures do say that we’ll “reap what we sow” (Galatians 6:7-9), and I do like that way of thinking, its clearly evident to me that sometimes we receive even when we’ve giving nothing away!  BUT, let me also say this; with respect to the principal of tithing, and knowing that this is the primary method that the ‘church of today’ uses to fund its operations, I am in no way suggesting that everyone give 10% to the church no matter what their financial situation is; meaning that it’s a lot easier to give $10,000 from a $100,000 salary than it is to give 10% of the paycheck from a minimum wage job, when your forced to make choices between paying the rent, the utilities, and/or buying food. The church as described in the Book of Acts openly shared what they had with each other! See Acts 2:42-45. Let God be the judge, but do we do this today?

RRSP’s – Your Retirement Plan:

Recently, I read that 60% of Canadians made annual contributions to their Registered Retirement Saving’s Plan, but surely that percentage must be significantly less when looking at a world population? Now, having said that, I will admit that I’m not only one of the 60%, I even have life insurance, but what is retirement suppose to look like anyway? Is that even a biblical concept given that we’re told not to worry about the needs of tomorrow?  See Matthew 6:27-35. Is retirement supposed to be our way of ‘living happily ever after’? And, if you can actually put some money aside, is that supposed to be your reward for a life well lived? Just saying. So why is it that we as believers spend so much time focusing on the last few years of our life on earth, a mere spec (at best) on the time-line of eternity, when we should really be “investing” our resources and lives in light of the much bigger picture?

ROI – Return on Investment:

So now that we’ve established that your mutual fund contributions are going to take care of your future (insert sarcasm here), as a Christian what does the ultimate retirement plan look like? What have you been investing in other than the blue-chip stocks in your portfolio? Personally, I think that the answer to this question lies in deciding whether you actually believe Jesus when he said that “it’s more blessed to give than to receive”; see the first section of this blog, Giving verses Receiving.  If you do, here’s what you can expect once you’ve lived out your time on earth:

  • An amazing health plan. – ‘He will wipe every tear from their eyes. There will be no more death or mourning or crying or pain, for the old order of things has passed away’. – Revelations 21:4
  • A home made just for you. – In my Father’s house are many mansions: if it were not so, I would have told you. I go to prepare a place for you’. – John 14:2
  • An incredible city made of gold. – ‘The wall was made of jasper, and the city of pure gold, as pure as glass.’ – Revelations 21:18
  • Eternal life! – ‘For God so loved the world that he gave his one and only Son, that whoever believes in him shall not perish but have eternal life.’ – John 3:16

Now that is retirement!


Joe Miller – Executive Director

Joe Miller is the Executive Director for Souls Harbour Rescue Mission. After working in the manufacturing industry for many years, he felt called to move from 'building things' to 'building people.' He has a passion to see the people that walk through the Mission's doors, get the help they need; whatever their situation may be. He enjoys fishing and the outdoors and often finds God in the stillness of nature. He writes here his thoughts on poverty, society, faith, and his reflections on life.